Chase Bank ACH & Wire FeesBusiness Accounts
Disclaimer: These fee ranges are estimates based on typical Chase business account pricing. Actual fees depend on your account type, treasury services package, and transaction volume. Always confirm with Chase for your specific pricing.
ACH Fees
| Fee Type | Amount | Notes |
|---|---|---|
| ACH credit per item | $0.15–$0.25 | Varies by account & volume |
| ACH debit per item | $0.20–$0.35 | — |
| Same-day ACH surcharge | $0.50–$1.00 | — |
| ACH monthly fee | $10–$25 | May be waived for premium accounts |
Wire Transfer Fees
| Fee Type | Amount | Notes |
|---|---|---|
| Outgoing domestic wire | $25–$35 | — |
| Incoming domestic wire | $0–$15 | — |
| Outgoing international wire | $40–$50 | — |
| Incoming international wire | $15–$20 | — |
Model These Fees With Calculators
Load Chase Bank's estimated ACH and wire pricing directly into the calculators to see how costs change with your volume.
Frequently Asked Questions About Chase Bank Fees
Does Chase Bank charge for incoming ACH transfers?
Most Chase Bank business accounts charge a small fee for incoming ACH credits and debits. The ACH debit per item fee is typically $0.20–$0.35. However, some premium account tiers may include incoming ACH at no additional charge.
Are ACH fees negotiable at Chase Bank?
Yes, ACH fees at Chase Bank are often negotiable, especially for businesses with high transaction volumes, significant deposit balances, or those using multiple treasury services. It's worth discussing pricing with your relationship manager.
How do wire fees compare to ACH at Chase Bank?
Wire transfers at Chase Bank are significantly more expensive than ACH. A domestic outgoing wire typically costs $25–$35, while an outgoing ACH credit might cost $0.15–$0.25. For routine payments where speed isn't critical, ACH is usually the more cost-effective choice.
Does Chase Bank support same-day ACH?
Yes, Chase Bank supports same-day ACH for business accounts. There's typically an additional fee of $0.50–$1.00 per transaction on top of the standard ACH fee for expedited processing.
What are the wire transfer limits at Chase Bank?
Wire transfer limits at Chase Bank vary by account type and are often customizable based on your business needs. Standard business accounts may have daily limits, while treasury accounts typically offer higher or unlimited wire capabilities. Contact Chase Bank directly to discuss limits for your specific situation.